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  1. #1
    Junior Member
    Points: 442, Level: 8
    Overall activity: 0%

    Reputation 10
    Join Date
    Nov 2012
    Customer Since
    Feb 2011
    Mooresville, NC

    Information on YBUY Financing

    I don't know if anyone could help me here but I need some information on YBUY financing. My SO and I went and bought two phones through Cricket and used YBUY. I wasn't approved for the other better option. Now I talked with "Ana" for quite awhile and asked her many questions about this option. I am aware of how these sort of things work, the longer you make their payments then the more money you end up giving them. We can pay ours off in about 30 days, so no problem. The fees they draft from my checking account were high but I figured that all came off my cash price. I did not know and was not informed that this was any type of rental company! I would have returned both of them however I was sent the contract through my email the next day and I had already been using the phone. Contract seems to say that my "rental" payments do not go towards my cash price?, I need someone who deals with this to give me some insight.

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  3. #2
    Senior Member
    Points: 21,620, Level: 92
    Overall activity: 46.0%
    indica's Avatar
    Reputation 63
    Join Date
    Nov 2011
    Customer Since
    jan 2011
    chicago, IL
    samsung Chrono

    YBUY is a rent-to-own company, much like rent-a-center. as far as rates, and 'buy-out' periods that is all up to YBUY.



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