Cricket Wireless wants you to continue using its prepaid services, even if you can't exactly afford paying up front for the phone you're eyeing. The company now offers new payment plans for devices worth
0 or more

, including Samsung's upcoming
Galaxy S6

. The first two tiers finance your device (after a standard credit bureau check, that is), so long as you make an initial loan payment of $20. Tier 1 allows you to pay for your loan within 24 months with zero interest, while tier 2 offers a "six-month deferred interest offer and 29.99% APR for an 18 month term." That means you don't incur interest, but only if you pay within six months
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Cricket Wireless